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Islamic Finance Made Simple. Your Trusted Financial Partner

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Thousands Of Customers Trust Our Company

Welcome to Alkhair Finance Onlinebank, where financial solutions meet ethical values. We are a dedicated team committed to providing Shariah-compliant financial services, tailored to meet the diverse needs of individuals and businesses.


At Alkhair Finance Onlinebank, we believe in a financial approach that aligns with the principles of Islamic finance. Our commitment is rooted in the avoidance of interest (riba) and the promotion of ethical and responsible financial practices.

Our Mission

Building a better future with ethical finance that follows Islamic values.

Our Vision

Offering clear, accessible, and honest financial solutions for individuals and businesses, promoting ethical growth.

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Discover all the loans for you

If you try to cut corners on your brochure you will end up spending more money

01. Personal Loan

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02. Business Loan

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03. Education Loan

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04. Home Loan

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05. Vehicle Loan

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Why People Choose Us


Submit Application

Our Loan Process Is Very Easy. Just Send Your Required Documents To Us Via WhatApp or Email.

Quick Support

Better Support And Service Is Our First Priority To Customers. That Is Why We Provide A Complete Hassle Free 24x7 Support.

Loan On Go

Our Optimized Credit Evaluation And Faster Verification Enables Us To Provide Loan Within 30 Minutes To Our Customers Directly Settling Into Their Bank Account.

Faster Approval Ever

Our Customized And Upgraded Platform Is Fully Secured And Provides Faster Loan Quotation And Approval In No More Than 30 Minutes For Every Financial Need.

Minimum Documentation

We Provide Loan With Minimal Required Documents Just To Verify Your Address And Credit Score Like Aadhar Card, PAN Card, Photographs, Etc.

13000+ Satisfied Customers

Since Our Launch We Had Served Over 25000 Customers Throughout The Country And Got Positive Reviews From Them.

Rate & Other Charges

  • Loan Amount: Rs. 1 Lac to 40 Lacs
  • Rate of Interest (APR)*: 10.75% to 22.50%
  • Repayment Tenor: 12 Months to 60 Months
  • Processing Fees: 0.75% to 2.50% + GST as applicable
  • Prepayment/ Foreclosure: Nil

Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.

What is APR?

The Annual Percentage Rate or APR helps you to calculate the actual borrowing cost over a particular period. It is expressed in percentage and represents the yearly cost of loan. It takes into account the nominal interest rate and all other fees involved in getting and servicing the loan. The fees include processing fees, insurance costs, administrative costs and other miscellaneous expenses. The annual percentage rate will always be equal or higher than the nominal interest rate charged on loan. APR is a very useful tool in comparing the loan terms of different lenders and helps to find the right lender that suits your needs.

Loan Eligibility Criteria

  • To qualify for a loan, you must fulfil these requirements:
  • Minimum Salary:- INR 20,000.00
  • Age:- 23 to 55 years
  • Minimum CIBIL Score:- 750
  • Employment:- Salaried, employed with an MNC, public, or private company
  • Nationality:- Indian resident
How APR is calculated?

The formula for calculating APR is: APR= [{(Fees + Interest)/ Principal}/ n]*365*100

Interest:- total interest to be paid during the loan tenure

N:- tenure of the loan in days

APR*:- Annual Percentage Rate

What Customers Are Saying

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If you have questions, need assistance, or wish to explore our financial solutions, we're here for you!

7100

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Successful Loan Approval

99

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Customer Satisfection

90

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Office National Partners

70

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